Sofa Finance – 0% APR Flexible finance options | Sofology

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Your Guide to Interest Free Credit Sofas

You can choose to pay for your sofa monthly using our flexible finance options, setting your budget to the exact amount you're comfortable paying. Decide how much deposit you would like to pay* and then see how much it would cost per month for a sofa you love.

Choosing our finance option puts you in charge. Pay a comfortable amount each month, with the option to pay a larger deposit to reduce your monthly payments. Interest Free Credit is available on purchases with a minimum balance of £600, on terms between 12 months to 3 years at 0% APR.**

Full finance terms and conditions are available below.

*Deposit payment by card only. **£600 minimum spend to be eligible. Example monthly payments are illustrated using a 10% deposit, or £100, whichever is greater. All credit is subject to acceptance. We work with multiple lenders and this could result in more than one credit search on your file.

Terms & Conditions

Your Guide to Interest Free Credit Sofas

You can choose to pay for your sofa monthly using our flexible finance options, setting your budget to the exact amount you're comfortable paying. Decide how much deposit you would like to pay* and then see how much it would cost per month for a sofa you love.

Choosing our finance option puts you in charge. Pay a comfortable amount each month, with the option to pay a larger deposit to reduce your monthly payments. Interest Free Credit is available on purchases with a minimum balance of £600, on terms between 12 months to 3 years at 0% APR.**

Full finance terms and conditions are available below.

*Deposit payment by card only. **£600 minimum spend to be eligible. Example monthly payments are illustrated using a 10% deposit, or £100, whichever is greater. All credit is subject to acceptance. We work with multiple lenders and this could result in more than one credit search on your file.

Terms & Conditions

Your Guide to Interest Free Credit Sofas

You can choose to pay for your sofa monthly using our flexible finance options, setting your budget to the exact amount you're comfortable paying. Decide how much deposit you would like to pay* and then see how much it would cost per month for a sofa you love.

Choosing our finance option puts you in charge. Pay a comfortable amount each month, with the option to pay a larger deposit to reduce your monthly payments. Interest Free Credit is available on purchases with a minimum balance of £600, on terms between 12 months to 3 years at 0% APR.**

Full finance terms and conditions are available below.

*Deposit payment by card only. **£600 minimum spend to be eligible. Example monthly payments are illustrated using a 10% deposit, or £100, whichever is greater. All credit is subject to acceptance. We work with multiple lenders and this could result in more than one credit search on your file.

Terms & Conditions

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Have a good credit history, with no bankruptcies, IVA’s, Debt Relief Orders, recent CCJ’s, defaults or other ‘bad credit’ marks on your credit history

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Are not aware of any significant changes which may adversely affect your ability to continue to make repayments in the future

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Are a permanent resident of the United Kingdom for at least the last 3 years

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Are employed, self-employed, retired or receiving long-term disability benefit

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Are not aware of any changes to your circumstances which could prevent you from paying your future repayments

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Are able to pay the required deposit by debit or credit card upon completion of the finance application